From Darkness to Determination
Jonathan Low’s path to becoming one of the most influential minds in global finance is anything but conventional. Unlike the traditional stories of polished degrees and elite connections, Jonathan’s journey began in one of Bangkok’s most notorious prisons. What could have been a life-ending sentence instead became the spark that transformed him into a force of resilience, faith, and ambition.
Through grit, laser focus, and an unshakable belief in a greater purpose, Jonathan rebuilt his life from nothing. He emerged from despair not only with clarity but with a mission: to ensure that access to world-class finance would never again be limited to the privileged few.
The Birth of a Financial Revolution
That mission gave birth to Biptap, the world’s first Omni Bank — a platform that fuses traditional, private, offshore, and digital banking into one seamless system. Often called “The Airbnb for banking,” it allows individuals, businesses, and even governments to plug into financial services on demand, without the restrictions of geography or outdated infrastructure.
From cross-border payments to crypto card whitelabeling, Biptap is not just keeping up with the new economy — it is building the framework for it.
Power Moves on a Global Scale
In just a few years, Jonathan has taken Biptap from an ambitious startup to a trusted platform serving more than 250,000 users worldwide. His expansion strategy reflects a visionary grasp of scale and influence:
- Partnering with tier-1 banks across continents.
- Signing landmark agreements with the President of the Central African Republic.
- Building alliances with platforms like OnlyFans and Kaia.
- Tapping into 250 million users through major global messaging apps.
“These are not just partnerships,” Jonathan emphasizes. “They are bridges that connect nations, industries, and opportunities in ways never imagined before.”
An Influential Voice
Jonathan Low’s credibility doesn’t just rest on his company’s success — it resonates on global stages. He is a sought-after speaker at international conferences, where he blends the hard lessons of his past with forward-looking strategies for entrepreneurs, leaders, and policymakers.
“What excites me is not just building companies,” Jonathan says, “but building people. Empowering others to think bigger and take bolder actions creates ripple effects that reshape entire industries.”
Recognition and Mentorship
This impact has not gone unnoticed. Jonathan earned a place on Forbes 40 Under 40 for Tech, positioning him as one of the youngest leaders reshaping the global financial landscape.
Beyond Biptap, he has become a trusted advisor to founders and entrepreneurs, guiding them in raising capital, scaling businesses, and overcoming personal and professional roadblocks. His mentorship is known for breaking limiting beliefs and instilling clarity and conviction.
The Middle East Connection
For Jonathan, the Middle East is a region of untapped potential — a hub where tradition and innovation meet. His work resonates with the region’s appetite for luxury, scale, and global influence, making Biptap a natural partner for governments, institutions, and entrepreneurs seeking borderless financial solutions.
With a clear vision to integrate over 10 global banks by 2026, Jonathan’s eyes are set firmly on expanding Biptap’s reach into the Middle East, bringing the region closer to his goal of democratizing finance for all.
A Mission Beyond Money
Jonathan’s story is not just about creating wealth or disrupting an industry — it is about proving that no past defines the future. His rise from prison cells to global boardrooms is a testament to faith, perseverance, and vision.
Today, he is building more than a company. He is building a movement of empowerment, helping others break free from cycles of poverty, self-doubt, and limitation.
In a world where access to finance often determines opportunity, Jonathan Low is ensuring that the future of banking is borderless, inclusive, and designed for everyone.
Instagram: @jonathanlowyt
